UNIQUES SACCO - Membership

Our Story

Payroll-Based Financial Services

UNIQUES SACCO, formerly known as Rumphi Teachers SACCO Services Ltd., began its journey in June 1993 as a study club with 100 dedicated government teachers in Rumphi District. United by a common vision to improve their economic and social wellbeing, these educators pooled their resources and knowledge to create something greater than themselves.

Officially registered on May 3, 1994 under the Cooperative Act of 1998, we have grown from those humble beginnings into a trusted financial cooperative serving payroll-based members across Malawi. Our foundation in education means we understand the value of knowledge, planning, and building for the future.

Today, we continue to honor our cooperative roots while serving payroll-based members with the same commitment to member success that inspired our founders over 30 years ago.

Explore Our Services

Since 1993

Our Values

What We Stand For

Member-Owned

We are owned and controlled by our members, ensuring decisions benefit you, not shareholders.

Trust & Security

Over 30 years of reliable service built on transparency and member protection.

Payroll Based

We focus on our payroll-based members and their financial needs across Malawi.

Innovation

Continuously improving our services to meet evolving member needs.

Our Motto

"Dream Big, Save Bigger"

Our Core Values

Member-Centered

Your success is our priority. We exist to serve our members, not shareholders.

Trust & Integrity

Transparent and honest in all we do. Building trust through consistent actions.

Payroll Integration

Seamless payroll deduction services. Investing in our members and their futures.

About Us