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About Uniquesacco

At Uniquesacco LTD, we're more than just a financial cooperative—we're your partner in building a brighter, more secure future. Designed exclusively for civil servants in Rumphi District, our vibrant range of services is crafted to empower you, fuel your dreams, and bring financial freedom within reach.

Fixed Deposits

Higher returns with 4% annual interest for secure investments.

Insurance Services

Loan protection insurance for worry-free borrowing and peace of mind.

Normal Loans

Flexible loans for home improvements, education, or business ventures.

Ordinary Deposits

Start with K2,000.00 and earn 3% annual interest with flexible savings.

School Fees Loans

Education loans up to K150,000.00 to make learning accessible.

Share Savings

Own shares in Uniquesacco and earn dividends while building long-term wealth.

People Helping People

Built on the principle of People Helping People, with focus on affordability, transparency, and empowerment for civil servants in Rumphi District.

Instant Loan Access

Enjoy instant loan access up to K150,000.00 with payroll deduction for qualifying members with hassle-free processing.

Competitive Returns

Earn competitive interest rates from 2% to 4% annually across various savings products designed for your financial growth.

Member Ownership

As a member, you're not just a client—you're an owner with shares, voting rights, and a stake in our cooperative's success.

Testimonials

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Grace Banda

Teacher - Rumphi District

Uniquesacco helped me build my dream house with their Material Loan. The 15-month repayment plan was perfect for my salary, and the process was so smooth!