Normal Loan
All Loans / Normal Loan
Loan Product

Normal Loan

Our most popular loan — built for members with big plans. Whether you're building a home, investing in your business, or handling a major life expense, this loan gives you the capa...

MK10,000,000
Maximum Amount
48 mo
Repayment Period
Payroll
Repayment Method

About this Loan

Our most popular loan — built for members with big plans. Whether you're building a home, investing in your business, or handling a major life expense, this loan gives you the capacity to make it happen. Fast approval, transparent terms, and repayments that fit your payroll.

Key Features

  • Borrow up to MK10,000,000
  • Repay comfortably over up to 4 years
  • Automatic payroll deduction — no manual repayments
  • No hidden fees or surprises
  • Fast approval for eligible members

Requirements

  • Active Unique SACCO membership
  • Valid payroll deduction authority
  • National ID or passport
  • Completed loan application form

How to Apply

1

Be a Member

Active SACCO membership

2

Get the Form

Download from our site

3

Submit

Bring to our office

4

Get Funded

Disbursed on approval

Ready to apply?

Our team will guide you through the process quickly.

MK10,000,000
Maximum you can borrow
Contact Us to Apply 📞 +265 0888 520 580

Mon–Fri 08:00–15:30

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Not yet a member?

You must be an active SACCO member to access loans. Joining is simple and opens the door to all our financial products.

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