Help Center
Frequently Asked Questions
Find answers to common questions about UNIQUES SACCO
Categories
10
Questions answered
Loans
2 questions
Standard loans take maximum time 1hr. As long as you can afford the desired loan, If you have (Affordability).
Normal Loans, Material Loans, School Fees Loans, Coffin Loans, Ndovwirane Loans, and Tilipo Loans — each designed for specific member needs.
Membership
3 questions
Complete a membership application form, provide a valid ID, have minimum MKW11900.00 Affordability for monthly share contribution. Visit any of our branches or download the form from our Downloads page.
A valid National ID or passport, proof of residence, and two passport-sized photos. For employed members, a letter from your employer may be required in special circumstances.
No but you just have a book fee of 2000 for account opening .
Savings
1 question
Yes, from your savings account during business hours. Share capital can only be withdrawn upon leaving the SACCO or as per bylaws.
Services
4 questions
Yes! Dial *384*1# from your registered mobile number to check balances, view transactions, and access services. No internet required.
Monday to Friday, 08:00–15:30. Closed weekends and public holidays. Mobile banking available 24/7.
Yes. UNIQUES SACCO is licensed by the Reserve Bank of Malawi (November 19, 2015) and is a member of MUSCCO. Your deposits are protected under cooperative regulations.
Visit any branch with your ID, call our customer service line, or send an email.